Bank Statement Loans
Flexible mortgage solution for self-employed borrowers; qualify based on your bank statements instead of tax returns.
Bank Statement Loan Requirements
• 12 or 24 months of personal/business bank statements
• Average monthly deposits used to calculate income
• Expense factor applied to determine qualifying income
• Up to 90% loan-to-value (10% down)
• Minimum 600 credit score
Joseph Valverde NMLS# 160827
Powered by Loan Factory Co – NMLS# 320841
Available 7 days a week by appointment!
602-614-7424