Bank Statement Loans

Flexible mortgage solution for self-employed borrowers; qualify based on your bank statements instead of tax returns.

black blue and yellow textile
black blue and yellow textile

Bank Statement Loan Requirements

• 12 or 24 months of personal/business bank statements

• Average monthly deposits used to calculate income

• Expense factor applied to determine qualifying income

• Up to 90% loan-to-value (10% down)

• Minimum 600 credit score

black blue and yellow textile
black blue and yellow textile